hack, hack . . .

oh boy, I am really sick. What started out at as a little sore throat with no other symptoms is a full blown cold now. Great. Just what I needed at Christmas. Last night I was freezing cold I had to go to bed with my terry cloth robe on just to stay warm. My poor husband asked if I would mind if he slept in the guest room so he didn't get sick. I hope he doesn't get sick because he is a baby when he is sick. Here are my symptoms:

runny nose, excuse me while I blow it again
sore throat (I know from experience this is from my sinus' draining)
my teeth hurt, hmmm?
my head is cloudy, when isn't it?
my neck is sore

Do you think this is just a cold or something more? I really, really don't want to go to the doctor, I can't afford it right now. I had to switch my insurance to an HSA which means I will have to pay for the full doctor's visit not just a copay. Ugh, why me?